Elder Law – MEDI-CAL & SSI Attorney

2027 California Medi-Cal Asset Limit Changes Are Coming. Start Planning Now!

Please call our office at (818) 241-4238 to schedule a phone consultation and discuss your options.

If you or a loved one may need help paying for long-term care now or in the near future, the upcoming changes to California’s Medi-Cal asset limits could significantly affect eligibility for Medi-Cal benefits. Proper planning today can help protect your savings and preserve your family’s financial security.

If you are already receiving Medi-Cal benefits and/or have IHSS care, you will be required to meet new asset limits.

What Is Changing in 2027?

Under California’s newly approved 2027 Medi-Cal budget:

Current 2026 Asset Limits:

$130,000 for an individual
$195,000 for a married couple

Effective July 1, 2027, Asset Limits Will Decrease To:

$21,000 for an individual
$31,000 for a married couple

What These Changes Mean for Families

The new asset limits represent a substantial reduction in the amount of savings and resources an individual or couple may retain while qualifying for Medi-Cal benefits. For many seniors and individuals with disabilities, these changes could impact long-term care planning, financial security, and access to essential healthcare services.

While the final limits are less restrictive than earlier proposals, many California families will still need to reevaluate their plans to ensure continued eligibility and asset protection.

Planning Ahead… Can Help Protect What You’ve Worked Hard to Build.

The good news is that there are legal planning strategies that may help protect assets while maintaining Medi-Cal eligibility. Every family’s circumstances are unique, and early planning often provides the greatest flexibility and protection.

Our Elder Law team can help you:

Understand how the new Medi-Cal rules may affect your family
Explore asset protection strategies
Plan for potential nursing home or assisted living costs
Preserve assets for a spouse and loved ones
Develop a comprehensive long-term care plan

Will Medi-Cal Asset Limits Decrease Again?

Many Elder Law professionals anticipate that California may continue to align its Medi-Cal eligibility rules more closely with the Federal Medicaid standards ($2,000 / $3,000) in 2028 or soon after.

Proper Medi-Cal planning NOW can help you stay ahead of potential changes and avoid unnecessary financial stress later. Timing is critical in this process.

Schedule a Phone Consultation (818) 241-4238

If you or a family member may require skilled nursing care or long-term care services in the coming years, now is the time to prepare.

Protect your assets. Preserve your eligibility. Plan with confidence.

Our mission is to help families in California with Medi-Cal planning.

Elder Law and Medi-Cal attorney Joseph McHugh is LA Law Center’s founding attorney with over 30 years of experience in protecting elders and disabled people’s assets and getting assistance with government programs.

Call for consultation: (818) 241-4238. Or you can submit this form to request a consultation.

Currently the California Medi-Cal laws are quickly changing, and Joe and his team are on top of the changes and continue to use their knowledge to help clients understand their legal options in eligibility for SSI and Medi-Cal benefits.

LA Law Center is an Elder Law Firm that has many years of successfully helping clients WITH ASSETS qualify for or protect SSI and Medi-Cal Long Term Care Nursing Home benefits and then protecting these assets and the family home from Medi-Cal Estate Recovery!

LA LAW Staff can file required Medi-Cal Applications and Medi-Cal Estate Recovery Notification after the death of a person that had Medi-Cal benefits.

They also have experience in helping clients on benefits that are expecting an inheritance or personal injury settlement keep their benefits by creating Special Needs Trusts.

For more information on how we can help call us today at (818) 241-4238

More Detailed Elder Law and Medi-Cal Attorney Services:

After a thorough review of the best strategies for your family situation and our fees for the scope of work, we will structure a comprehensive legal plan created specifically to give you (or your loved one) the best care possible, while protecting your family assets and possibly preserve asset for a well-spouse.

Medi-Cal is a state and federal program. SSI is a federal program. This allows our specialized staff in our law firm that is centrally located in Burbank (Southern California) to provide legal government benefits planning to many clients throughout California. We are a phone call away!

We are very proud of the many personal and professional referrals we receive from happy clients and colleagues.

Call for consultation: (818) 241-4238. Or you can submit this form to request a consultation.